Fix and Flip Loans in Atlanta

Explore the types of fix and flip loans for properties in Atlanta.

Lower Interest Rates

Fix and flip loan program that’s ideal for Atlanta real estate investors with a 700+ credit score.

  • Minimum credit score: 700
  • No appraisal
  • No prepayment penalty
  • 2-3% origination points
  • Close as fast as 10 days

Fast Closings

Close in as little as 2 days with minimal paperwork, but a slightly higher origination fee.

  • Minimum credit score: 660
  • No appraisal
  • No prepayment penalty
  • 3-4% origination points
  • Close as fast as 2 days

No Credit Check

Fix and flip financing with no credit check, fast closings and slightly higher origination fees.

  • No credit check
  • No appraisal
  • Prepayment penalty varies
  • 4-5% origination points
  • Close as fast as 2 days

Fix and Flip Loan Terms

Here are the loan terms for fix and flip loans in Atlanta. Qualify based on the after-repair value, not personal income.

Loan to purchase Up to 90% LTC
Rehab financing Up to 100%
After-repair value Up to 75% ARV
Loan amount Minimum $75,000
Interest rate Start at 9.25%
Credit score Minimum 680
Loan terms 6, 12, 18 and 24 months

Speak with a Fix & Flip Loan Advisor

    • Compare loan options
    • Get proof of funds today
    • See how much you qualify for
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Atlanta Fix and Flip Loan Requirements

These are the minimum loan requirements for a fix and flip project in Atlanta.

Minimum Credit Score

There is no minimum credit score to get approved for an Atlanta fix and flip loan. However, a 700+ credit score typically comes with the lowest origination fees.

Minimum Loan Amount

The minimum loan amount is $75,000.

Business Entity Required

Since these are business loans, a legally registered business is required to get approved for fix and flip funding. You can file for a new LLC in the state of Georgia and get approved in 2-5 business days.

Flipping Experience

No previous experience is required to get a loan for flipping houses in Atlanta. However, it will help reduce your financing costs.

Speak with a Atlanta Loan Specialist

Is Atlanta a good place to flip homes?

Atlanta’s diverse architectural styles, from historic Craftsman bungalows to modern lofts, allow house flippers to leverage niche markets. Nicknamed “the Hollywood of the South,” Atlanta’s movie scene attracts a steady influx of film industry professionals seeking eclectic homes and unique living spaces.

Movies and TV shows filmed in Atlanta create a demand for short-term rentals. Offering an alternative exit strategy for flippers. ATL’s commitment to green spaces, like the BeltLine project, enhances neighborhood appeal and increases property values.

Average home value: $387,216
Sold over list price: 21.4%
Median days to pending: 42

What are the best neighborhoods for house flipping in Atlanta?

  1. Old Fourth Ward
  2. Decatur
  3. Buckhead
  4. Reynoldstown
  5. Adair Park
  6. Cabbagetown

What’s the average time to fix and flip in Atlanta?

The average time to fix and flip in Atlanta is 176 days. Here’s the data we used to calculate that using the ATTOM home flipping activity report.

Atlanta: 176 days
Nationwide: 161 days

Atlanta days to pending: 42
Nationwide days to pending: 27

How to get a loan to fix and flip in Georgia?

To buy, renovate and flip a property in Atlanta, contact us for a Georgia fix and flip loan.

Data Updated: February 27, 2024