Short-term financing options with up to 90% financing.
- No appraisal
- Up to 90% LTC
- Up to 100% rehab financing
- Close as fast as 2 days
- No appraisal
- Up to 90% LTC
- Purchase/acquisition
- Close as fast as 10 days
- No appraisal
- Up to 90% LTV
- Cash out refinance
- Close as fast as 10 days
Up to 90% Hard Money Loan Terms
These are the terms for hard money loans with a down payment of 10% or more.
| Loan to purchase | Up to 90% LTC |
| Rehab financing | Up to 100% |
| Min loan amount | $100,000 |
| Max loan amount | $3 Million |
| Interest rate | Start at 9.25% |
| Credit score | 680 |
| Loan terms | 3, 6, 12, 18 and 24 months |
| Down payment | Minimum 10% |
Free Consultation
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Hard Money Loan Requirements
These are the minimum requirements for a up to 90% hard money loan.
Minimum Credit Score
You must have a credit score of 680 or higher to qualify. However, depending on the state, there are options for no minimum credit score fix and flip loans.
Minimum Down Payment
The minimum down payment is 10%.
Business Entity Required
Since these are business purpose loans, a legally registered business is required to get approved.
Non-Owner Occupied
Hard money loans are exclusively for non-owner occupied investment properties.
Minimum Documentation
The following documents are required to apply for a hard money loan.
- Driver’s License or State ID
- Articles of Organization
- LLC Operating Agreement
- EIN Letter
- Certificate of Good Standing