Up to 90% LTV Hard Money Loans

Short-term financing options with up to 90% financing.

Fix and Flip Loan

Hard money loan with rehab financing, so you can buy, rehab and flip properties.

  • No appraisal
  • Up to 90% LTC
  • Up to 100% rehab financing
  • Close as fast as 2 days

Acquisition Bridge Loan

Hard money bridge financing to purchase investment properties quickly.

  • No appraisal
  • Up to 90% LTC
  • Purchase/acquisition
  • Close as fast as 10 days

Cash Out Bridge Loan

Cash out refinance without an appraisal to buy another rental property.

  • No appraisal
  • Up to 90% LTV
  • Cash out refinance
  • Close as fast as 10 days

Up to 90% Hard Money Loan Terms

These are the terms for hard money loans with a down payment of 10% or more.

Loan to purchase Up to 90% LTC
Rehab financing Up to 100%
Min loan amount $100,000
Max loan amount $3 Million
Interest rate Start at 9.25%
Credit score 680
Loan terms 3, 6, 12, 18 and 24 months
Down payment Minimum 10%

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Hard Money Loan Requirements

These are the minimum requirements for a up to 90% hard money loan.

Minimum Credit Score

You must have a credit score of 680 or higher to qualify. However, depending on the state, there are options for no minimum credit score fix and flip loans.

Minimum Down Payment

The minimum down payment is 10%.

Business Entity Required

Since these are business purpose loans, a legally registered business is required to get approved.

Non-Owner Occupied

Hard money loans are exclusively for non-owner occupied investment properties.

Minimum Documentation

The following documents are required to apply for a hard money loan.

  • Driver’s License or State ID
  • Articles of Organization
  • LLC Operating Agreement
  • EIN Letter
  • Certificate of Good Standing