Fix and Flip Loans

Loans to flip properties without relying on personal income.

  • Close as fast as 2 days
  • No prepayment penalty
  • No appraisal

Fix and Flip Loan Terms

Loan to purchase Up to 90% LTC
Rehab financing Up to 100%
After-repair value Up to 75% ARV
Loan amount Minimum $100,000
Interest rate Start at 9.25%
Credit score Minimum 680
Loan terms 6, 12, 18 and 24 months

Free Consultation with Fix & Flip Expert

  • Compare loan options
  • Get proof of funds today
  • Speak with fix and flip expert
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Our Advantages

  • Close as fast as 2 days
  • No appraisal needed
  • No prepayment penalty
  • No experience required
  • Competitive interest rates
  • Minimal paperwork
Hard Money Lender

Speak with a Loan Specialist

Free Consultation with a Fix and Flip Specialist

  • Compare loan options
  • Get proof of funds today
  • Speak with fix and flip expert
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Fix and Flip Loan Process

  1. Find out how much you can borrow and what your interest rate will be.
  2. Complete loan application.
  3. Underwriter runs your credit.
  4. Sign term sheet to move forward.
  5. Outline the rehab work.
  6. Underwriter reviews rehab work required.
  7. Underwriter calculates the after-repair value (ARV).
  8. Underwriter calculates the margin of safety between the ARV and loan amount.
  9. Loan is approved if the numbers makes sense.
  10. Title agency and funding department work together to close the loan.

Tips for Best Loan Terms

  1. Close before the end of the month to pay less prorated interest at closing.
  2. Higher credit scores get lower interest rates, so refinance your personal debts.
  3. Have a business partner? Apply with whoever has the best credit score.
  4. Prepare all the construction and rehab costs.
  5. Avoid seller concessions. Most lenders will deny a loan when a seller pays more than 3% towards closing costs.
  6. Do not apply to multiple lenders. Every hard pull will lower your credit score.

Our Service Area

Explore Your Loan Options

Give us a call to learn more about fix and flip loans. We’re happy to help.

Free Consultation

1680 Fruitville Rd. Suite 547
Sarasota, FL 34236

Let’s Get Started

Enter your details below to learn more about fix and flip loans and see what you qualify for.

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