Choose a fix and flip loan option that’s right for you.
Fix and Flip Loan Terms
Real estate investors qualify for fix and flip loans based on purchase price, rehab costs and ARV. Not personal income.
| Purchase financing | Up to 90% LTC |
| Rehab financing | Up to 100% |
| After-repair value | Up to 75% ARV |
| Loan amount | Min $100,000 |
| Interest rate | Start at 8.5% |
| Credit score | Minimum 680 |
| Terms | 6, 12, 18 and 24 months |
See How Much You Qualify For
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- Close as fast as 3 days
- Secure up to 90% financing
- Get proof of funds today
Minimum Documentation for Florida Fix and Flip Loans
To close as fast as 3 days, Capital Ton LLC specializes in low-doc and no-doc fix and flip loans in Florida. We do not need tax returns, W-2’s or personal income.
- Driver’s License or State ID
- Articles of Organization
- LLC Operating Agreement
- EIN Letter
- Certificate of Status
Minimum Credit Score for Fix and Flip Funding in Florida
There is no minimum credit score requirement for Florida fix and flip loans. However, real estate investors with higher credit scores get you the best loan terms and most competitive interest rates.
Business Entity Required
Since these are business purpose loans, a legally registered business is required for fix and flip funding. If you haven’t already filed, please register a new LLC in the state of Florida.
Speak with a Fix & Flip Loan Advisor
Is flipping experience required?
No previous experience is required to get a loan for flipping houses in Florida. However, flip experience can help you get you higher leverage and lower costs.
How fast can you close?
You can close in as little as 3 days after you submit the loan application, business entity docs, rehab budget and property photos.
Does Capital Ton LLC work with first-time investors?
Yes, first-time real estate investors can qualify for up to 90% financing for fix and flips in Florida with no experience.
Does rehab cost financing incur interest?
Unlike our competitors, you will not be charged interest on rehab costs until you submit a rehab draw request.
Is an appraisal required for fix and flip loans?
No, Capital Ton LLC does not require an appraisal for any of the loans mentioned.
Is it hard to get a loan to flip a house in Florida?
As long as the purchase price, rehab costs and ARV make sense, it is not hard to get pre-approved with Capital Ton LLC.
Do any of the fix and flip loans have prepayment penalties?
There are no prepayment penalties on any fix and flip loans in Florida except for 6 month no credit check loan program.
Cities with highest approval odds for fix and flip lending:
While there are opportunities everywhere, the best cities for flipping houses with the highest approval odds are Miami, Fort Lauderdale, Orlando, Tampa, St. Petersburg, Clearwater, Jacksonville, Fort Myers and Sarasota.
Call (813) 303-0808 to learn more about your lending options with Capital Ton LLC.
Capital Ton Reviews
Just closed on a fix and flip loan in Tampa. Very kind people. No problems.
Alberto R.
Google Review
My husband and I bought a fix and flip in Miami! Eugene send us a proof of funds and we got approved the same day.
Adriana S.
Google Review
We got a proof of funds very quickly to bid on our project and won the contract the next day.
Mary W.
Google Review