Fix and Flip Loans in Georgia

Choose a fix and flip loan option that’s right for you.

Fast Close

Close in as little as 2 days with minimal paperwork.

  • 680+ credit score
  • Interest Rate: 10.9%
  • No appraisal
  • No prepayment penalty
  • Close as fast as 2 days

Low Rate

This fix and flip loan program has lower interest rates.

  • 700+ credit score
  • Interest Rate: 9.25%+
  • No appraisal
  • No prepayment penalty
  • Close as fast as 10 days

No Credit Check

Fix and flip loans for real estate investors with bad credit.

  • No minimum credit score
  • Interest Rate: 12.5%
  • No appraisal
  • Prepayment penalty varies
  • Close as fast as 2 days

Fix and Flip Loans (GA)

Real estate investors qualify for fix and flip loans based on purchase price, rehab costs and ARV, not personal income.

Purchase financing Up to 90% LTC
Rehab financing Up to 100%
After-repair value Up to 75% ARV
Loan amount Minimum $100,000
Interest rate Start at 9.25%
Credit score Minimum 680
Terms 6, 12, 18 and 24 months

Speak with a Fix & Flip Loan Advisor

    • Compare lending options
    • Get proof of funds today
    • See how much you qualify for
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Minimum Documentation for Georgia Fix and Flip Loans

To close as fast as 2 days, Capital Ton LLC specializes in low-doc and no-doc fix and flip loans in Georgia. We do not need tax returns, W-2’s or personal income.

Minimum Credit Score for Fix and Flip Funding in Georgia

There is no minimum credit score requirement for Georgia fix and flip loans. However, real estate investors with higher credit scores get you the best loan terms and most competitive interest rates.

Business Entity Required

Since these are business purpose loans, a legally registered business is required for fix and flip funding. If you haven’t already filed, please register a new LLC in the state of Georgia.

Call a Fix and Flip Loans Specialist Today

Is flipping experience required?

No previous experience is required to get a loan for flipping houses in Georgia. However, flip experience can help you get you higher leverage and lower costs.

How fast can you close?

You can close in as little as 2 days after you submit the loan application, business entity docs, rehab budget and property photos.

Does Capital Ton LLC work with first-time investors?

Yes, first-time real estate investors can qualify for up to 90% financing for fix and flips in Georgia with no experience.

Does rehab cost financing incur interest?

Unlike our competitors, you will not be charged interest on rehab costs until you submit a rehab draw request.

Is an appraisal required for fix and flip loans?

No, Capital Ton LLC does not require an appraisal for any of the loans mentioned.

Is it hard to get a loan to flip a house in Georgia?

As long as the purchase price, rehab costs and ARV make sense, it is not hard to get pre-approved with Capital Ton LLC.

Do any of the fix and flip loans have prepayment penalties?

There are no prepayment penalties on any fix and flip loans in Georgia except for 6 month no credit check loan program.

Cities with highest approval odds for fix and flip lending:

The “Peach State” is widely considered a landlord-friendly state, but there are some cities that have higher approval odds than others. Those are Atlanta, Savannah, Augusta, Columbus, Athens and Macon.

Call (813) 303-0808 to learn more about your lending options with Capital Ton LLC.