Choose a fix and flip loan option that’s right for you.
Fix and Flip Loan Terms
Real estate investors qualify for fix and flip loans based on purchase price, rehab costs and ARV. Not personal income.
| Purchase financing | Up to 90% LTC |
| Rehab financing | Up to 100% |
| After-repair value | Up to 75% ARV |
| Loan amount | Min $100,000 |
| Interest rate | Start at 8.5% |
| Credit score | Minimum 680 |
| Terms | 6, 12, 18 and 24 months |
See How Much You Qualify For
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- Close as fast as 3 days
- Secure up to 90% financing
- Get proof of funds today
Minimum Documentation for Georgia Fix and Flip Loans
To close as fast as 3 days, Capital Ton LLC specializes in low-doc and no-doc fix and flip loans in Georgia. We do not need tax returns, W-2’s or personal income.
- Driver’s License or State ID
- Articles of Organization
- LLC Operating Agreement
- EIN Letter
- Certificate of Existence
Minimum Credit Score for Fix and Flip Funding in Georgia
There is no minimum credit score requirement for Georgia fix and flip loans. However, real estate investors with higher credit scores get you the best loan terms and most competitive interest rates.
Business Entity Required
Since these are business purpose loans, a legally registered business is required for fix and flip funding. If you haven’t already filed, please register a new LLC in the state of Georgia.
Speak with a Fix & Flip Loan Advisor
Is flipping experience required?
No previous experience is required to get a loan for flipping houses in Georgia. However, flip experience can help you get you higher leverage and lower costs.
How fast can you close?
You can close in as little as 3 days after you submit the loan application, business entity docs, rehab budget and property photos.
Does Capital Ton LLC work with first-time investors?
Yes, first-time real estate investors can qualify for up to 90% financing for fix and flips in Georgia with no experience.
Does rehab cost financing incur interest?
Unlike our competitors, you will not be charged interest on rehab costs until you submit a rehab draw request.
Is an appraisal required for fix and flip loans?
No, Capital Ton LLC does not require an appraisal for any of the loans mentioned.
Is it hard to get a loan to flip a house in Georgia?
As long as the purchase price, rehab costs and ARV make sense, it is not hard to get pre-approved with Capital Ton LLC.
Do any of the fix and flip loans have prepayment penalties?
There are no prepayment penalties on any fix and flip loans in Georgia with Capital Ton LLC.
Cities with highest approval odds for fix and flip lending:
The “Peach State” is widely considered a landlord-friendly state, but there are some cities that have higher approval odds than others. Those are Atlanta, Savannah, Augusta, Columbus, Athens and Macon.
Call (813) 303-0808 to learn more about your lending options with Capital Ton LLC.