Get up to 80% LTV using projected rental income.
Flexible Texas DSCR Loan Terms
Flexible loan terms are essential for Texas real estate investors to compete with local homebuyers in “the Lone Star state”.
| Minimum Credit Score | 680+ |
| Minimum Loan Amount | $100,000+ |
| Purchase/Refinance | Up to 80% LTV |
| Cash Out Refinance | Up to 75% LTV |
| Interest Rates | Starting at 7% |
| Minimum DSCR | 1.1 |
| Closing Time | 21-30 days |
What’s the minimum credit score for Texas DSCR loans?
680 is the minimum credit score for Texas DSCR loans.
Is there a minimum DSCR required?
Texas DSCR loans require a minimum 1.1 DSCR ratio.
How long does it take to close a DSCR loan?
It takes an average 21-30 days to close.
What is your maximum LTV ratio?
You can get up to 80% LTV when purchasing and refinancing a rental property.
Do you work with first-time investors?
Yes, Capital Ton works with first-time real estate investors.
What types of properties qualify for your DSCR loan Texas program?
Single family homes, townhomes, 1-4 unit residential properties such as duplexes and triplexes.
Is an appraisal required?
Yes, most if not all private money lenders will require an appraisal when financing a rental property.
Capital Ton Reviews
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- See how much you qualify for
- Secure up to 80% financing
- No application fee
Capital Ton helps investors secure financing for non-owner-occupied properties. Let us help you build your portfolio with tailored DSCR loan options.
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DSCR Loans Texas Services Areas
The following cities and towns qualify for the DSCR loans Texas program. Although “the Lone Star State” has many vibrant communities, Capital Ton’s expertise is focused on these select locations.
- Houston, TX
- San Antonio, TX
- Dallas, TX
- Austin, TX
- Fort Worth, TX
- El Paso, TX
- Arlington, TX
- Corpus Christi, TX
- Plano, TX
- Laredo, TX
- Lubbock, TX
- Irving, TX
- Garland, TX
- Frisco, TX
- McKinney, TX
- Amarillo, TX
- Grand Prairie, TX
- Brownsville, TX
- Killeen, TX
- Pasadena, TX
- Midland, TX
- Denton, TX
- McAllen, TX
- Carrollton, TX
- Round Rock, TX
- Abilene, TX
- Pearland, TX
- Richardson, TX
- Odessa, TX
- Lewisville, TX
- Tyler, TX
- College Station, TX
- San Angelo, TX
- Allen, TX
- League City, TX
- Sugar Land, TX
- Edinburg, TX
- Mission, TX
- Bryan, TX
- Longview, TX
- Pharr, TX
- Baytown, TX
- Flower Mound, TX
- Cedar Park, TX
- New Braunfels, TX
- Conroe, TX
- Temple, TX
- North Richland Hills
- Mansfield, TX
- Rowlett, TX