Texas Investment Property Loans

Flexible Financing Options for Real Estate Investors

Investment property loans are specifically designed for real estate investors looking to grow their portfolios through rental income or fix and flip projects. Our loan programs help investors secure funding without relying on personal income.

• 1-4 unit residential properties
• Competitive interest rates
• Flexible approval requirements
• Quick pre-approvals without impacting your credit

Texas Investment Property Loan Options

Capital Ton offers many types of real estate investment loans for residential properties.

Short-Term Rental Loans

Tailored for short-term rentals and vacation rentals. Qualify with income projections from AirDNA.

• Up to 80% LTV
• Up to 100% AirDNA projections
• 30-year fixed rates

Long-Term Rental Loans

Ideal for investors seeking “buy and hold” strategies for consistent rental income, without relying on personal income.

• Up to 80% LTV
• Qualify using projected rental income
• 30-year fixed rates
• Minimum 1.1 DSCR

Rental Portfolio Loans

For investors managing multiple rental properties who want one consolidated loan for easier management.

• Up to 80% LTV
• Minimum 3+ properties
• One monthly loan payment
• Minimum 1.1 DSCR

Bridge Loans for Real Estate Investors

Short-term bridge loans for residential real estate acquisition, delaying permanent financing or refinancing to purchase another investment property.

• Close in as little as 3 days
• No appraisal required
• Up to 70% LTV
• 12, 18 or 24 month terms
• Designed for investment purposes only

Fix and Flip

Short-term financing to buy, rehab and flip properties with fast closings, high leverage, and no appraisal.

• Up to 90% LTC
• Finance up to 100% rehab costs
• Close as fast as 3 days
• No appraisal required

Fix to Rent

Financing to buy, rehab, rent out and refinance investment properties.

• Up to 90% LTC
• Close as fast as 3 days
• Multi-stage loan process
• Simple refinancing

Property Types

1-4 unit residential properties, including single-family homes, townhomes, duplexes, triplexes, and quadplexes.

Required Documentation

A legally registered business is required to get funding for investment properties.

• Valid ID (Driver’s License or State ID)
• Articles of Organization (LLC)
• LLC Operating Agreement
• EIN Letter (IRS-issued tax ID)

Rental Property Loan Terms

Flexible terms for investors leveraging private money loans for rental properties.