Investment Property Loans for Real Estate Investors

Capital Ton provides access to reliable financing for real estate investors who are building investment property portfolios.

Fix and Flip

Short term financing for flipping homes with fast closings, high leverage, and no appraisal.

  • Up to 90% LTC
  • Up to 100% rehab costs
  • No appraisal
  • Close as fast as 3 days

Rental Property

Long term financing based on rental income, not personal income. Grow your rental portfolio using DSCR.

  • Up to 80% LTV
  • Based on rental income
  • No personal income verification
  • Purchase or refinance

Portfolio

Consolidate 5 or more rental properties into one monthly mortgage payment.

  • Up to 80% LTV
  • Minimum 5 or more properties
  • Consolidated into 1 payment
  • Loan amount: $500k-$50M

Expertise

While many private money lenders offer dozens of loan types, we specialize in three.

Fast Closings

Close as fast as 3 days on a fix and flip property or 21-30 days on a rental property.

Simple

Simple process with minimal paperwork. No tax returns or personal income verification.

Honest

Employees must pass a background check and an integrity assessment.

Small Teams

Small teams allow us to work closely, stay agile and avoid corporate bureaucracy.

Transparent

Transparency is key to a positive customer experience and returning business.

20+ States

We service AL, AR, CO, FL, GA, IA, IN, KS, KY, MO, MS, NM, OH, OK, PA, SC, TN, TX, WI and WA.

Efficient

Our software automates unnecessary steps and helps avoid common mistakes.

Competitive Rates

Competitive interest rates when buying a rental property or fix and flip.

Capital Ton Reviews





90% financing as promised. We’re remodeling the kitchen as I write this. We can’t wait to flip this and do it again!

Kitty H.





We got a proof of funds very quickly and won the contract the next day. It took us 6 days to close and no appraisals.

Mary W.





Very honest guy to work with, doesn’t offer unrealistic promises. Actually responsive compared to other hard money lenders.

Patrick G.