Get up to 80% LTV using projected rental income.
DSCR Loan Terms
Loan terms and minimum DSCR loan requirements for real estate investors.
| Minimum Credit Score | 680+ |
| Minimum Loan Amount | $100,000+ |
| Purchase/Refinance | Up to 80% LTV |
| Cash Out Refinance | Up to 75% LTV |
| Interest Rates | Starting at 7% |
| Minimum DSCR | 1.1 |
| Closing Time | 21-30 days |
What’s the minimum credit score for DSCR loans?
680 is the minimum credit score for DSCR loans.
Is there a minimum DSCR required?
DSCR loans require a minimum 1.1 DSCR ratio.
How long does it take to close a DSCR loan?
It takes an average 21-30 days to close.
What is your maximum LTV ratio?
You can get up to 80% LTV when purchasing and refinancing a rental property.
Do you work with first-time investors?
Yes, Capital Ton works with first-time real estate investors.
What types of properties qualify for your DSCR loan program?
Single family homes, townhomes, 1-4 unit residential properties such as duplexes and triplexes.
Is an appraisal required?
Yes, most if not all private money lenders will require an appraisal when financing a rental property.
Capital Ton Reviews
Very honest guy to work with, doesn’t offer unrealistic promises. Actually responsive compared to…
Get Pre-Approval Today
- See how much you qualify for
- Secure up to 80% financing
- No application fee
Capital Ton helps investors secure financing for non-owner-occupied properties. Let us help you build your portfolio with tailored DSCR loan options.
Phone