Purchase or Refinance Multiple Rental Properties using a Blanket Loan
Consolidate multiple investment properties into a single rental portfolio loan with one monthly payment. Secure financing using current or projected rental income to qualify rather than personal income.
- One monthly loan payment
- Competitive interest rates
- 30-year fixed rates
- Flexible approval guidelines
- Simple loan process
Get up to 80% LTV using projected rental income.
Rental Portfolio Loan Requirements
Investors must meet the following criteria for portfolio loans:
Property Types
1-10 unit residential properties, including single-family homes, townhomes, condos, duplexes, triplexes, and quadplexes.
Minimum Credit Score
680+
Loan Amount
$300k to $50M
Minimum DSCR
1.1x
Minimum Properties
3+ rental properties
Landlord Experience
No experience is required, however experienced investors are granted more flexibility for projected rental income.
Required Documentation
A legally registered business is required to get funding.
- Driver’s License or State ID
- LLC Articles of Organization
- LLC Operating Agreement
- EIN Letter (IRS-issued tax ID)
Pre-approval in just 24 hours without impacting your credit!
Blanket Loan Terms
Maximize your returns with competitive rates, industry-leading high leverage and flexible loan terms.
| Minimum Credit Score | 680+ |
| Loan Amount | $300k-$50M |
| Purchase/Refinance | Up to 80% LTV |
| Cash Out Refinance | Up to 75% LTV |
| Interest Rates | Starting at 7% |
| Minimum DSCR | 1.1x |
| Closing Time | 21-30 days |
Request a Rental Loan Quote
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- Secure up to 80% financing
- See how much you qualify for
- Get pre-approved within 24 hrs