Close as fast as 10 days with no appraisal and get up to 90% financing.
Missouri Fix and Flip Loan Requirements
Here are the loan terms for fix and flip financing in Missouri:
| Minimum credit score | 680+ |
| Minimum loan amount | $100,000+ |
| Purchase financing | Up to 90% LTC |
| Rehab financing | Up to 100% |
| After-repair value | Up to 75% ARV |
| Interest rates | Starting at 8% |
| Loan terms | 6 or 12 months |
See How Much You Qualify For
FAQs About Fix and Flip Loans in Missouri
Get quick answers to common questions about fix and flip financing.
What types of properties qualify for a fix and flip loan?
House flipping loans can be used for 1-4 unit residential properties, including single-family homes, townhouses, condos, duplexes, triplexes, and quadplexes.
What’s the minimum loan amount?
The minimum loan amount is $100,000.
What’s the minimum credit score?
A minimum credit score of 680 is required.
Is flipping experience required?
No previous experience is required, but experienced investors with at least 5 completed flips can get up to 90% LTC.
Do you work with first-time investors?
Yes, first-time investors can get up to 85% financing.
How fast can you close?
Closings can be completed in as little as 10 days.
Is it hard to get a loan to flip a house in Missouri?
No, as long as your purchase price and rehab costs are within 75% ARV.
Is there a prepayment penalty?
There are no prepayment penalties.
What documents are required?
A legally registered business is required, along with these documents:
- Driver’s License or State ID
- Articles of Organization
- LLC Operating Agreement
- EIN Letter
Get Pre-Approval Today
Ready to move forward with your fix and flip project? Complete the form to request a personalized quote and secure the financing you need.
- No appraisal required
- Secure up to 90% financing
- Close in as little as 10 days
Whether you’re a seasoned investor or flipping for the first time, having an experienced financial partner can make all the difference.
Request a Loan Quote
Approved Cities for the Fix and Flip Loans in Missouri
The following cities and towns qualify for the fix and flip loans Missouri program. Although “the Show Me state” has many great communities, Capital Ton’s focuses on these locations.
- Kansas City
- St. Louis
- Springfield
- Columbia
- Independence
- Lee’s Summit
- O’Fallon
- St. Charles
- St. Joseph
- Blue Springs
- St. Peters
- Joplin
- Florissant
- Chesterfield
- Wentzville
- Jefferson City
- Cape Girardeau
- Wildwood
- University City
- Liberty
Capital Ton specializes in non-owner occupied investment property loans, empowering real estate investors to grow their portfolios with confidence. We proudly serve clients across 24 states, offering tailored financing solutions for fix and flips and rental properties. Capital Ton delivers flexible loan options with competitive rates and maintains a commitment to transparency and integrity.