Close as fast as 3 days with no appraisal and get up to 90% financing.
Georgia Fix and Flip Loan Requirements
Here are the loan terms for fix and flip financing in Georgia:
| Credit score | Minimum 680 |
| Loan amount | $100,000 or more |
| Purchase financing | Up to 90% LTC |
| Rehab financing | Up to 100% |
| After-repair value | Up to 75% ARV |
| Interest rates | Starting at 9% |
| Loan terms | 6 or 12 months |
See How Much You Qualify For
FAQs About Fix and Flip Loans in Georgia
Get quick answers to common questions about fix and flip financing.
What types of properties qualify for a fix and flip loan?
House flipping loans can be used for 1-4 unit residential properties, including single-family homes, townhouses, condos, duplexes, triplexes, and quadplexes.
What’s the minimum loan amount?
The minimum loan amount is $100,000.
What’s the minimum credit score?
A minimum credit score of 680 is required.
Is flipping experience required?
No previous experience is required, but experienced investors with at least 5 completed flips can get up to 90% LTC.
Do you work with first-time investors?
Yes, first-time investors can get up to 85% financing.
How fast can you close?
Closings can be completed in as little as 3 days.
Is it hard to get a loan to flip a house in Georgia?
No, as long as your purchase price and rehab costs are within 70% ARV.
Is there a prepayment penalty?
There are no prepayment penalties.
What documents are required?
A legally registered business is required, along with these documents:
- Driver’s License or State ID
- Articles of Organization
- LLC Operating Agreement
- EIN Letter
Get Pre-Approval Today
Ready to move forward with your fix and flip project? Complete the form to request a personalized quote and secure the financing you need.
- No appraisal required
- Secure up to 90% financing
- Close as fast as 3 days
Whether you’re a seasoned investor or flipping for the first time, having an experienced financial partner can make all the difference.
Request a Loan Quote
Our Service Areas
Although “the Peach State” has many great cities and towns, Capital Ton’s expertise is focused on these select locations.
- Atlanta
- Augusta
- Columbus
- Macon
- Savannah
- Athens
- South Fulton
- Sandy Springs
- Roswell
- Warner Robins
- Johns Creek
- Alpharetta
- Albany
- Marietta
- Stonecrest
- Brookhaven
- Smyrna
- Valdosta
- Dunwoody
- Gainesville
- Newnan
- Peachtree Corners
- Mableton
- Milton
- Peachtree City
- Douglasville
- Woodstock
- East Point
- Rome
- Evans
Why Trust Us
Capital Ton specializes in non-owner occupied investment property loans, empowering real estate investors to grow their portfolios with confidence. Based in Sarasota, Florida, we proudly serve clients across 26 states, offering tailored financing solutions for fix and flip projects and rental properties.
We work directly with our clients to simplify the lending process, delivering competitive loan options while maintaining a commitment to transparency and integrity. Our streamlined approach and deep market expertise set us apart in the competitive world of real estate lending. We proudly maintain a 5-star rating on Google, Facebook, and Yelp, reflecting our dedication to exceptional client service.