Fix and Flip Loans in Florida

Choose a loan option that’s right for you.

Fast Close

Close as fast as 3 days and skip the appraisal headaches.

  • Up to 85% LTC
  • Close as fast as 3 days
  • 10.9% interest
  • No appraisal

Low Interest Rate

Close in 10+ days with a lower down payment & interest rate.

  • Up to 90% LTC
  • Close as fast as 10 days
  • 9%+ interest
  • No appraisal

Fix and Flip Loan Terms

No appraisal fix and flip loans for real estate investors to flip houses without relying on personal income.

Credit score Minimum 680
Loan amount Min $100,000
Purchase financing Up to 90% LTC
Rehab financing Up to 100%
After-repair value Up to 75% ARV
Interest rate Start at 9%
Terms 6 and 12 months

See How Much You Qualify For

    • Close as fast as 3 days
    • Secure up to 90% financing
    • Get proof of funds today
Fill out this field
Fill out this field
Fill out this field
Fill out this field

Minimum Documentation for Florida Fix and Flip Loans

To close as fast as 3 days, Capital Ton LLC specializes in low-doc and no-doc fix and flip loans in Florida. We do not need tax returns, W-2’s or personal income.

  • Driver’s License or State ID
  • Articles of Organization
  • LLC Operating Agreement
  • EIN Letter
  • Certificate of Status

Minimum Credit Score for Fix and Flip Funding in Florida

The minimum credit score for Florida fix and flip loans is 680.

Business Entity Required

Since these are business purpose loans, a legally registered business is required for fix and flip funding. If you haven’t already filed, please register a new LLC in the state of Florida.

Speak with a Fix & Flip Loan Advisor

Is flipping experience required?

No previous experience is required to get a loan for flipping houses in Florida. However, flip experience can help you get you higher leverage and lower costs.

How fast can you close?

You can close in as little as 3 days after you submit the loan application, business entity docs, rehab budget and property photos.

Does Capital Ton LLC work with first-time investors?

Yes, first-time real estate investors can qualify for up to 90% financing for fix and flips in Florida with no experience.

Does rehab cost financing incur interest?

Unlike our competitors, you will not be charged interest on rehab costs until you submit a rehab draw request.

Is an appraisal required for fix and flip loans?

No, Capital Ton LLC does not require an appraisal for any of the loans mentioned.

Is it hard to get a loan to flip a house in Florida?

As long as the purchase price, rehab costs and ARV make sense, it is not hard to get pre-approved with Capital Ton LLC.

Do any of the fix and flip loans have prepayment penalties?

Capital Ton’s fix and flip loans do not have no prepayment penalties.

Cities with highest approval odds for fix and flip lending:

While there are opportunities everywhere, the best cities for flipping houses with the highest approval odds are Miami, Fort Lauderdale, Orlando, Tampa, St. Petersburg, Clearwater, Jacksonville, Fort Myers and Sarasota.

Call (813) 303-0808 to learn more about your lending options with Capital Ton LLC.

Capital Ton Reviews





Just closed on a fix and flip loan in Tampa. Very kind people. No problems.

Alberto R.
Google Review





My husband and I bought a fix and flip in Miami! Eugene send us a proof of funds and we got approved the same day.

Adriana S.
Google Review





We got a proof of funds very quickly to bid on our project and won the contract the next day.

Mary W.
Google Review