5-8 Unit DSCR Loan for Rental Properties

Rental Loan for Small Multifamily Properties

Secure financing for 5-8 unit rental properties using current or projected rental income. Loans designed for real estate investors who want to purchase or refinance small multifamily rentals.

Competitive interest rates
30 year fixed-rates
Flexible approval guidelines
Simple loan process

Get up to 75% LTV using projected rental income.

Loan Requirements for 5-8 Unit DSCR

Flexible loan requirements for small multifamily financing.

Eligible Property Types

5 to 8 attached units.

Minimum Credit Score

680+

Loan Amount

$400k to $2.5M

Minimum DSCR

1.1 DSCR

Required Documentation

Signed Purchase Agreement
Driver’s License or State ID
Articles of Organization
Operating Agreement
EIN Letter

Minimum Down Payment

Minimum 25% down payment.

Minimum Reserves

Minimum 6 months of cash reserves.

See How Much You Qualify For

(813) 303-0808

Flexible Loan Terms

Maximize your returns with competitive rates, industry-leading high leverage and flexible loan terms.

Minimum Credit Score	680+
Loan Amount	$400k to $2.5M
Purchase	Up to 75% LTV
Refinance/Cash Out	Up to 70% LTV
Interest Rates	Starting at 8%
Minimum DSCR	1.1x
Closing Time	21-30 days

Request a Loan Quote

Secure up to 75% financing
See how much you qualify for
Get pre-approved within 24 hrs

FAQs About 5-8 Unit Multifamily Financing

What’s the maximum LTV on acquisitions?

Up to 75% LTV on acquisitions.

What’s the maximum LTV for rate-and-term refinances?

Up to 70% LTV when refinancing.

What’s the maximum LTV for cash out refinances?

Up to 70% LTV on cash out refi.

Do you work with first-time investors?

Yes, new investors can qualify with 5-10% reduced leverage.

Is there a minimum DSCR required?

The minimum DSCR requirement is 1.1.

How do you calculate DSCR?

Divide rental income by the sum of property taxes, insurance, principal and interest payments. Use our DSCR calculator.

What determines my interest rate?

Interest rates vary depending on your credit score, loan to value and real estate market risk.

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