DSCR Loans Venice, Florida

Get up to 80% LTV using projected rental income.

Purchase Loans

Secure financing to purchase a rental property using current and future rental income.

  • Up to 80% LTV
  • Qualify using rental income
  • Short-term rentals allowed

Refinance Loans

Refinance your rental property to lower mortgage payments, increase cash flow, or cash out.

  • Up to 80% LTV (rate-and-term)
  • Up to 75% LTV (cash out)
  • Roll closing costs into loan

Portfolio Loans

Consolidate 5 or more rental properties into a single loan with one monthly payment.

  • Up to 80% LTV
  • Minimum 5+ properties
  • Consolidate into one payment
DSCR Loan Florida

Flexible Venice DSCR Loan Terms

Flexible loan terms are essential for Venice real estate investors to compete with local homebuyers in Florida.

Minimum Credit Score 680+
Minimum Loan Amount $100,000+
Purchase/Refinance Up to 80% LTV
Cash Out Refinance Up to 75% LTV
Interest Rates Starting at 7%
Minimum DSCR 1.1
Closing Time 21-30 days

What’s the minimum credit score for DSCR loans?

680 is the minimum credit score for Venice DSCR loans.

Is there a minimum DSCR required?

Venice DSCR loans require a minimum 1.1 DSCR ratio.

How long does it take to close a DSCR loan?

It takes an average 21-30 days to close.

What is your maximum LTV ratio?

You can get up to 80% LTV when purchasing or refinancing a rental property.

Do you work with first-time investors?

Yes, Capital Ton works with first-time real estate investors.

What types of properties qualify?

Single family homes, townhomes, 1-4 unit residential properties such as duplexes and triplexes.

Is an appraisal required?

Yes, all Florida DSCR lenders will require an appraisal when financing a rental property.

What are the best neighborhoods to invest in Venice, Florida?

The best neighborhoods to buy a rental property in Venice are Plantation Golf and Country Club, Venice Island, Wellen Park Golf and Country Club, Gran Paradiso at West Villages, Bahia Vista Gulf, South Venice, Bay Indies, Pelican Pointe, Venice Gardens, Venice Isle Estates and Waterford.

Capital Ton Reviews





Very honest guy to work with, doesn’t offer unrealistic promises. Actually responsive compared to…

Patrick G.





The team made it easy and fast. We got a DSCR loan and the whole process was smooth.

Natalya K.





Definitely the best rental property lender that we worked with. 24 days for DSCR loan.

Alex

Get Pre-Approval Today

  • See how much you qualify for
  • Secure up to 80% financing
  • No application fee

Capital Ton helps investors secure financing for non-owner-occupied properties. Let us help you build your portfolio with tailored DSCR loan options.

Phone

(813) 303-0808

Email

info@capitalton.com

Request a DSCR Loan Quote

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