DSCR Loans South Carolina

Get up to 80% LTV using projected rental income.

Purchase

Secure financing to purchase a rental property using projected rental income.

Up to 80% LTV
Uses property cash flow
Short-term rentals allowed

Loan Terms

Refinance

Refinance your rental property to increase cash flow, cash out or lower mortgage payments.

Up to 80% LTV
Up to 75% LTV (cash out)
Roll closing costs into loan

Loan Terms

Portfolio Loan

Consolidate 5 or more rental properties into a single loan and one monthly payment.

Up to 80% LTV
Minimum 5+ properties
Consolidated into 1 payment

Loan Terms

No Application Fee | No Tax Returns | No W-2

Flexible South Carolina DSCR Loan Terms

Flexible loan terms are essential for South Carolina real estate investors to compete with local homebuyers in “the Palmetto state”.

Credit score	Minimum 680
Loan amount	Min $100,000
Purchase/refinance	Up to 80% LTV
Cash out refinance	Up to 75% LTV
Interest rate	Start at 6.5%
Minimum DSCR	1.1
Closing time	21-30 days
Loan options	30 year fixed, 5/1 ARM, 7/1 ARM, Interest only

See How Much You Qualify For

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What’s the minimum credit score for South Carolina DSCR loans?

680 is the minimum credit score for South Carolina DSCR loans.

Is there a minimum DSCR required?

South Carolina DSCR loans require a minimum 1.1 DSCR ratio.

How long does it take to close a DSCR loan?

It takes an average 21-30 days to close.

What is your maximum LTV ratio?

You can get up to 80% LTV when purchasing and refinancing a rental property.

Do you work with first-time investors?

Yes, Capital Ton works with first-time real estate investors.

What types of properties qualify for your DSCR loan South Carolina program?

Single family homes, townhomes, 1-4 unit residential properties such as duplexes and triplexes.

Is an appraisal required?

Yes, most if not all private money lenders will require an appraisal when financing a rental property.

Capital Ton Reviews

Very honest guy to work with, doesn’t offer unrealistic promises. Actually responsive compared to…

Patrick G.

The team made it easy and fast. We got a DSCR loan and the whole process was smooth.

Natalya K.

Definitely the best rental property lender that we worked with. 24 days for DSCR loan.

Alex

Ready to Get Started?

See how much you qualify for
No application fee
Secure up to 80% financing

Capital Ton specializes in DSCR loans for non-owner occupied investment properties in over 20+ states. We help real estate investors build portfolios by using monthly rental income to qualify for financing.

Phone

(813) 303-0808

Email

info@capitalton.com

Get a DSCR Loan Quote