Get up to 80% LTV using projected rental income.
Flexible Sarasota DSCR Loan Terms
Flexible loan terms are essential for Sarasota real estate investors to compete with local homebuyers in Florida.
| Minimum Credit Score | 680+ |
| Minimum Loan Amount | $100,000+ |
| Purchase/Refinance | Up to 80% LTV |
| Cash Out Refinance | Up to 75% LTV |
| Interest Rates | Starting at 7% |
| Minimum DSCR | 1.1 |
| Closing Time | 21-30 days |
What’s the minimum credit score for DSCR loans?
680 is the minimum credit score for Sarasota DSCR loans.
Is there a minimum DSCR required?
Sarasota DSCR loans require a minimum 1.1 DSCR ratio.
How long does it take to close a DSCR loan?
It takes an average 21-30 days to close.
What is your maximum LTV ratio?
You can get up to 80% LTV when purchasing or refinancing a rental property.
Do you work with first-time investors?
Yes, Capital Ton works with first-time real estate investors.
What types of properties qualify?
Single family homes, townhomes, 1-4 unit residential properties such as duplexes and triplexes.
Is an appraisal required?
Yes, all Florida DSCR lenders will require an appraisal when financing a rental property.
What are the best neighborhoods to invest in Sarasota?
The best neighborhoods to buy a rental property in Sarasota are Esplanade on Palmer Ranch, Bay Landing, The Townhomes at, Skye Ranch, Promenade East, Vintage Grand at Palmer Ranch, VillageWalk of Sarasota, Serenade on Palmer Ranch, The Landings, Midnight Cove on Siesta, The Palm Bay Club and Arbor Lakes.
Capital Ton Reviews
Very honest guy to work with, doesn’t offer unrealistic promises. Actually responsive compared to…
Get Pre-Approval Today
- See how much you qualify for
- Secure up to 80% financing
- No application fee
Capital Ton helps investors secure financing for non-owner-occupied properties. Let us help you build your portfolio with tailored DSCR loan options.
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