DSCR Loans Missouri

Get up to 80% LTV using projected rental income.

Purchase Loans

Secure financing to purchase a rental property using current and future rental income.

Up to 80% LTV
Qualify using rental income
Short-term rentals allowed

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Refinance Loans

Refinance your rental property to lower mortgage payments, increase cash flow, or cash out.

Up to 80% LTV (rate-and-term)
Up to 75% LTV (cash out)
Roll closing costs into loan

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Portfolio Loans

Consolidate 5 or more rental properties into a single loan with one monthly payment.

Up to 80% LTV
Minimum 5+ properties
Consolidate into one payment

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No Application Fee | No Tax Returns | No W-2

Missouri DSCR Loan Terms

Flexible loan terms are essential for Missouri real estate investors to compete with local homebuyers in “the Show Me state”.

Minimum Credit Score	680+
Minimum Loan Amount	$100,000+
Purchase/Refinance	Up to 80% LTV
Cash Out Refinance	Up to 75% LTV
Interest Rates	Starting at 7%
Minimum DSCR	1.1
Closing Time	21-30 days

See How Much You Qualify For

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What’s the minimum credit score for Missouri DSCR loans?

680 is the minimum credit score for Missouri DSCR loans.

Is there a minimum DSCR required?

Missouri DSCR loans require a minimum 1.1 DSCR ratio.

How long does it take to close a DSCR loan?

It takes an average 21-30 days to close.

What is your maximum LTV ratio?

You can get up to 80% LTV when purchasing and refinancing a rental property.

Do you work with first-time investors?

Yes, Capital Ton works with first-time real estate investors.

What types of properties qualify for your DSCR loan Missouri program?

Single family homes, townhomes, 1-4 unit residential properties such as duplexes and triplexes.

Is an appraisal required?

Yes, most if not all private money lenders will require an appraisal when financing a rental property.

Capital Ton Reviews

Very honest guy to work with, doesn’t offer unrealistic promises. Actually responsive compared to…

Patrick G.

The team made it easy and fast. We got a DSCR loan and the whole process was smooth.

Natalya K.

Definitely the best rental property lender that we worked with. 24 days for DSCR loan.

Alex

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See how much you qualify for
Secure up to 80% financing
No application fee

Capital Ton helps investors secure financing for non-owner-occupied properties. Let us help you build your portfolio with tailored DSCR loan options.

Phone

(813) 303-0808

Email

info@capitalton.com

Request a DSCR Loan Quote