DSCR Loans Oklahoma

Get up to 80% LTV using projected rental income.

Purchase

Secure financing to purchase a rental property using projected rental income.

  • Up to 80% LTV
  • Uses property cash flow
  • Short-term rentals allowed

Refinance

Refinance your rental property to increase cash flow, cash out or lower mortgage payments.

  • Up to 80% LTV
  • Up to 75% LTV (cash out)
  • Roll closing costs into loan

Portfolio Loan

Consolidate 5 or more rental properties into a single loan and one monthly payment.

  • Up to 80% LTV
  • Minimum 5+ properties
  • Consolidated into 1 payment
DSCR Loan Oklahoma

Flexible Oklahoma DSCR Loan Terms

Flexible loan terms are essential for Oklahoma real estate investors to compete with local homebuyers in “the Sooner state”.

Credit score Minimum 680
Loan amount Min $100,000
Purchase/refinance Up to 80% LTV
Cash out refinance Up to 75% LTV
Interest rate Start at 6.5%
Minimum DSCR 1.1
Closing time 21-30 days
Loan options 30 year fixed, 5/1 ARM, 7/1 ARM, Interest only

What’s the minimum credit score for Oklahoma DSCR loans?

680 is the minimum credit score for Oklahoma DSCR loans.

Is there a minimum DSCR required?

Oklahoma DSCR loans require a minimum 1.1 DSCR ratio.

How long does it take to close a DSCR loan?

It takes an average 21-30 days to close.

What is your maximum LTV ratio?

You can get up to 80% LTV when purchasing and refinancing a rental property.

Do you work with first-time investors?

Yes, Capital Ton works with first-time real estate investors.

What types of properties qualify for your DSCR loan Oklahoma program?

Single family homes, townhomes, 1-4 unit residential properties such as duplexes and triplexes.

Is an appraisal required?

Yes, most if not all private money lenders will require an appraisal when financing a rental property.

Capital Ton Reviews





Very honest guy to work with, doesn’t offer unrealistic promises. Actually responsive compared to…

Patrick G.





The team made it easy and fast. We got a DSCR loan and the whole process was smooth.

Natalya K.





Definitely the best rental property lender that we worked with. 24 days for DSCR loan.

Alex

Ready to Get Started?

  • See how much you qualify for
  • No application fee
  • Secure up to 80% financing

Capital Ton specializes in private money loans for non-owner occupied investment properties in over 20+ states. We help real estate investors build portfolios by using monthly rental income to qualify for financing.

Phone

(813) 303-0808

Email

info@capitalton.com

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DSCR Loans Oklahoma Services Areas

The following cities and towns qualify for the DSCR loans Oklahoma program. Although “the Sooner State” has many vibrant communities, Capital Ton’s expertise is focused on these select locations.

  1. Oklahoma City, OK
  2. Tulsa, OK
  3. Norman, OK
  4. Broken Arrow, OK
  1. Edmond, OK
  2. Lawton, OK
  3. Moore, OK
  4. Midwest City, OK
  1. Stillwater, OK
  2. Enid, OK
  3. Owasso, OK
  4. Yukon, OK
  1. Del City, OK
  2. Sapulpa, OK
  3. Bethany, OK
  4. Sand Springs, OK